Child Disability Tax Credit & Benefits in Canada

When your child is approved for the Disability Tax Credit, it unlocks a cascade of financial benefits — retroactive tax refunds, the Child Disability Benefit (CDB), and RDSP government grants. Most families leave money on the table because they don't know what to ask for.

Three Benefits from One DTC Approval

Disability Tax Credit (DTC)

Up to $40,000+ in retroactive federal and provincial tax refunds, applied up to 10 years back.

Child Disability Benefit (CDB)

Up to $3,411/year in tax-free monthly payments per eligible child, automatically calculated by CRA after DTC approval.

Registered Disability Savings Plan (RDSP)

Up to $4,500/year in government grants and bonds for your child's long-term financial security.

Common Qualifying Conditions for Children

ADHD, autism spectrum disorder, Type 1 diabetes, learning disabilities, anxiety disorders, and many other conditions that markedly restrict a child's daily functioning may qualify for the DTC.

How CDB Retroactive Payments Work

When your child's DTC is approved, CRA automatically calculates CDB payments for the current benefit year plus two previous years. For earlier years, a written request to your tax centre can recover up to 10 years of retroactive CDB payments.

Start Your Child's Free Assessment

Our free eligibility assessment takes just a few minutes. No personal information required. If your child qualifies, we manage the entire application process.

Check My Child's Eligibility