ਅਕਸਰ ਪੁੱਛੇ ਜਾਣ ਵਾਲੇ ਸਵਾਲ

DTC ਕੈਨੇਡਾ ਰੈਵੇਨਿਊ ਏਜੰਸੀ (CRA) ਤੋਂ ਇੱਕ ਗੈਰ-ਵਾਪਸੀਯੋਗ ਟੈਕਸ ਕ੍ਰੈਡਿਟ ਹੈ ਜੋ ਅਪੰਗਤਾ ਵਾਲੇ ਕੈਨੇਡੀਅਨਾਂ — ਜਾਂ ਉਨ੍ਹਾਂ ਦੇ ਸਹਾਇਕ ਪਰਿਵਾਰਕ ਮੈਂਬਰਾਂ — ਨੂੰ ਆਮਦਨ ਟੈਕਸ ਘਟਾਉਣ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ।

ਅਸੀਂ ਓਨਟਾਰੀਓ ਵਿੱਚ ਸਥਿਤ ਇੱਕ ਪੂਰੀ-ਸੇਵਾ DTC ਕੰਸੀਅਰਜ ਹਾਂ। ਅਸੀਂ ਯੋਗਤਾ ਮੁਲਾਂਕਣ ਤੋਂ ਲੈ ਕੇ CRA ਸਬਮਿਸ਼ਨ ਅਤੇ ਪਿਛਲੇ ਟੈਕਸ ਸੋਧਾਂ ਤੱਕ ਪੂਰੀ ਅਰਜ਼ੀ ਪ੍ਰਕਿਰਿਆ ਦਾ ਪ੍ਰਬੰਧ ਕਰਦੇ ਹਾਂ।

ਨਹੀਂ। DTC ਇੱਕ ਟੈਕਸ ਕ੍ਰੈਡਿਟ ਹੈ, ਪੈਨਸ਼ਨ ਜਾਂ ਮਹੀਨਾਵਾਰ ਭੁਗਤਾਨ ਨਹੀਂ। ਹਾਲਾਂਕਿ, ਮਨਜ਼ੂਰੀ ਮਿਲਣ ਤੋਂ ਬਾਅਦ, ਇਹ ਬੱਚਿਆਂ ਲਈ ਅਪੰਗਤਾ ਲਾਭ ਵਰਗੇ ਵਾਧੂ ਲਾਭ ਖੋਲ੍ਹ ਸਕਦਾ ਹੈ।

ਹਾਂ, ਤੁਸੀਂ ਸੁਤੰਤਰ ਤੌਰ 'ਤੇ ਅਰਜ਼ੀ ਦੇ ਸਕਦੇ ਹੋ। ਹਾਲਾਂਕਿ, T2201 ਫਾਰਮ ਭਰਨ ਦੇ ਤਰੀਕੇ ਕਰਕੇ ਅਕਸਰ ਅਰਜ਼ੀਆਂ ਖਾਰਜ ਹੁੰਦੀਆਂ ਹਨ। ਸਾਡੀ ਟੀਮ ਯਕੀਨੀ ਬਣਾਉਂਦੀ ਹੈ ਕਿ ਫਾਰਮ CRA-ਅਨੁਕੂਲ ਕਾਰਗਰ ਭਾਸ਼ਾ ਵਰਤੇ, ਜੋ ਅਰਜ਼ੀ ਨੂੰ ਮਜ਼ਬੂਤ ਕਰ ਸਕਦੀ ਹੈ।

ਨਹੀਂ। My Benefits Canada ਇੱਕ ਸੁਤੰਤਰ ਸੇਵਾ ਪ੍ਰਦਾਤਾ ਹੈ ਅਤੇ CRA ਨਾਲ ਸੰਬੰਧਿਤ ਜਾਂ ਸਮਰਥਨ ਪ੍ਰਾਪਤ ਨਹੀਂ ਹੈ। DTC ਯੋਗਤਾ ਅਤੇ ਪ੍ਰਵਾਨਗੀ ਸੰਬੰਧੀ ਸਾਰੇ ਫੈਸਲੇ ਸਿਰਫ਼ Canada Revenue Agency ਦੁਆਰਾ ਕੀਤੇ ਜਾਂਦੇ ਹਨ।

No. My Benefits Canada is an independent, private concierge service. We are not affiliated with, endorsed by, or connected to the Canada Revenue Agency (CRA) or any government body. We assist clients with preparing and submitting DTC applications, but all eligibility determinations are made solely by CRA.

Yes. The DTC application is a public process and anyone can apply directly through CRA. However, the T2201 form requires precise functional-impact language that aligns with CRA's evaluation criteria. Many applications are denied not because the person doesn't qualify, but because the form wasn't completed using the right language. Our service helps ensure your application is thorough and accurate.

Tax accountants handle your annual tax filings and general tax planning. We specialize exclusively in the Disability Tax Credit application process — including medical coordination, T2201 preparation, CRA submission, and retroactive adjustments. We work with your medical practitioner to document functional impact in CRA-aligned language, which is a specialized skill outside most accountants' scope.

ਯੋਗਤਾ ਕਾਰਜਸ਼ੀਲ ਪ੍ਰਭਾਵ 'ਤੇ ਅਧਾਰਤ ਹੈ, ਸਿਰਫ਼ ਤਸ਼ਖ਼ੀਸ 'ਤੇ ਨਹੀਂ। ਜਿਹੜੀਆਂ ਸਥਿਤੀਆਂ ਰੋਜ਼ਾਨਾ ਜੀਵਨ ਦੀਆਂ ਬੁਨਿਆਦੀ ਗਤੀਵਿਧੀਆਂ ਨੂੰ ਮਹੱਤਵਪੂਰਨ ਤੌਰ 'ਤੇ ਸੀਮਤ ਕਰਦੀਆਂ ਹਨ ਉਹ ਯੋਗ ਹੋ ਸਕਦੀਆਂ ਹਨ।

ਨਹੀਂ। CRA ਮੁਲਾਂਕਣ ਕਰਦਾ ਹੈ ਕਿ ਕੀ ਤੁਹਾਡੀ ਸਥਿਤੀ ਰੋਜ਼ਾਨਾ ਜੀਵਨ ਦੀਆਂ ਗਤੀਵਿਧੀਆਂ ਵਿੱਚ ਮਹੱਤਵਪੂਰਨ ਪਾਬੰਦੀ ਦਾ ਕਾਰਨ ਬਣਦੀ ਹੈ।

ਹਾਂ। CRA ਇਲਾਜ ਦੇ ਨਾਲ ਵੀ ਤੁਹਾਡੀਆਂ ਕਾਰਜਸ਼ੀਲ ਸੀਮਾਵਾਂ ਦਾ ਮੁਲਾਂਕਣ ਕਰਦਾ ਹੈ।

ਮਹੱਤਵਪੂਰਨ ਪਾਬੰਦੀ ਦਾ ਮਤਲਬ ਹੈ ਕਿ ਤੁਸੀਂ ਰੋਜ਼ਾਨਾ ਜੀਵਨ ਦੀ ਕੋਈ ਬੁਨਿਆਦੀ ਗਤੀਵਿਧੀ ਕਰਨ ਵਿੱਚ ਅਸਮਰੱਥ ਹੋ, ਜਾਂ ਇਸ ਵਿੱਚ ਬਹੁਤ ਜ਼ਿਆਦਾ ਸਮਾਂ ਲੱਗਦਾ ਹੈ। ਪਾਬੰਦੀ ਘੱਟੋ-ਘੱਟ 90% ਸਮੇਂ ਮੌਜੂਦ ਹੋਣੀ ਚਾਹੀਦੀ ਹੈ।

ਹਾਂ। ਯੋਗ ਸਥਿਤੀਆਂ ਵਾਲੇ ਬੱਚਿਆਂ ਨੂੰ DTC ਲਈ ਮਨਜ਼ੂਰੀ ਮਿਲ ਸਕਦੀ ਹੈ। ਮਨਜ਼ੂਰੀ ਬੱਚਿਆਂ ਲਈ ਅਪੰਗਤਾ ਲਾਭ ਵੀ ਖੋਲ੍ਹਦੀ ਹੈ।

Yes. Children of any age can qualify for the DTC if they have a prolonged impairment that markedly restricts a basic activity of daily living. Common qualifying conditions in children include autism spectrum disorder, ADHD, Type 1 diabetes, developmental delays, and learning disabilities. If approved, the family may also qualify for the Child Disability Benefit (CDB), which provides a tax-free monthly payment.

Yes. Employment status does not affect DTC eligibility. CRA evaluates whether your condition markedly restricts a basic activity of daily living — not whether you can work. Many working Canadians qualify for the DTC because their condition significantly impacts daily functions like walking, dressing, feeding, or mental functions, even if they are able to maintain employment.

The T2201 form must be completed by a qualified medical practitioner, but it does not require a 'disability' label. CRA evaluates functional impact — how your condition affects daily activities — not the diagnosis itself. We work with your practitioner to document the functional restrictions in CRA-aligned language, which helps ensure the form accurately reflects your situation.

Yes. Mental health conditions are among the most common qualifying conditions for the DTC. If depression, anxiety, PTSD, bipolar disorder, or other mental health conditions markedly restrict your ability to perform mental functions necessary for everyday life — such as memory, problem-solving, goal-setting, or adaptive behaviour — you may qualify, even with treatment.

CRA defines 'markedly restricted' as being unable to perform a basic activity of daily living, or taking an inordinate amount of time to do so, even with therapy, medication, or devices. This is assessed on a case-by-case basis. The key is demonstrating that the restriction is significant and prolonged (lasting or expected to last at least 12 continuous months).

Yes, ADHD can qualify for the DTC if it causes a marked restriction in mental functions of everyday life — such as adaptive functioning, memory, problem solving, or goal setting — even with medication. CRA evaluates the functional impact of ADHD on your daily life, not the diagnosis itself. The key is demonstrating that your symptoms significantly limit your ability to perform basic activities. Learn more on our ADHD and the DTC page.

Yes. CRA assesses your functional limitations as they exist even with therapy, medication, or devices. If your condition still causes a marked restriction in a basic activity of daily living despite treatment, you may qualify. Many approved applicants are on medication — what matters is the residual functional impact, not whether you are receiving treatment.

The cumulative effect provision allows individuals with two or more significant limitations — rather than a single marked restriction — to qualify for the DTC. If no single condition causes a marked restriction on its own, but the combined effect of multiple conditions significantly restricts your ability to perform basic activities of daily living, you may still be eligible. This is assessed under Section 118.3(1.1) of the Income Tax Act.

Yes. Type 1 diabetes typically qualifies under the life-sustaining therapy category if you spend at least 14 hours per week on therapy essential to sustain a vital function — including insulin administration, blood glucose monitoring, dietary management, and related activities. CRA counts the cumulative time for preparation, administration, and recovery. Visit our diabetes and DTC page for details.

ਸਾਡੀ ਪ੍ਰਕਿਰਿਆ ਦੇ ਤਿੰਨ ਕਦਮ ਹਨ: (1) ਮੁਫ਼ਤ ਯੋਗਤਾ ਮੁਲਾਂਕਣ (2) ਡਾਕਟਰੀ ਤਾਲਮੇਲ ਅਤੇ T2201 ਤਿਆਰੀ (3) CRA ਸਬਮਿਸ਼ਨ ਅਤੇ ਪਿਛਲੇ ਟੈਕਸ ਸੋਧਾਂ।

ਆਮ ਤੌਰ 'ਤੇ ਪੂਰੀ ਪ੍ਰਕਿਰਿਆ ਸ਼ੁਰੂਆਤੀ ਮੁਲਾਂਕਣ ਤੋਂ CRA ਫੈਸਲੇ ਤੱਕ 3 ਤੋਂ 6 ਮਹੀਨੇ ਲੈਂਦੀ ਹੈ।

T2201 DTC ਲਈ ਅਰਜ਼ੀ ਦੇਣ ਲਈ ਲੋੜੀਂਦਾ ਅਧਿਕਾਰਤ CRA ਫਾਰਮ ਹੈ। ਇਸ ਫਾਰਮ ਦਾ ਇੱਕ ਹਿੱਸਾ ਯੋਗ ਡਾਕਟਰੀ ਪ੍ਰੈਕਟੀਸ਼ਨਰ ਦੁਆਰਾ ਭਰਿਆ ਜਾਣਾ ਚਾਹੀਦਾ ਹੈ।

ਹਾਂ। ਜੇਕਰ ਤੁਸੀਂ ਪਿਛਲੇ ਸਾਲਾਂ ਵਿੱਚ DTC ਲਈ ਯੋਗ ਹੋ ਪਰ ਕਦੇ ਅਰਜ਼ੀ ਨਹੀਂ ਦਿੱਤੀ, ਤਾਂ CRA CRA ਨਿਯਮਾਂ ਦੇ ਤਹਿਤ, ਜਿੱਥੇ ਲਾਗੂ ਹੋਵੇ, 10 ਪਿਛਲੇ ਟੈਕਸ ਸਾਲਾਂ ਤੱਕ ਪਿਛਾਖੜੀ ਸਮਾਯੋਜਨ ਦੀ ਪ੍ਰਕਿਰਿਆ ਕਰ ਸਕਦਾ ਹੈ। ਇਸਦੇ ਨਤੀਜੇ ਵਜੋਂ ਅਕਸਰ ਇੱਕ ਮਹੱਤਵਪੂਰਨ ਇੱਕ-ਵਾਰੀ ਰਿਫੰਡ ਹੁੰਦਾ ਹੈ।

ਬਹੁਤ ਸਾਰੀਆਂ ਖਾਰਜੀਆਂ ਇਸ ਲਈ ਹੁੰਦੀਆਂ ਹਨ ਕਿਉਂਕਿ T2201 ਫਾਰਮ ਠੀਕ ਤਰੀਕੇ ਨਾਲ ਨਹੀਂ ਭਰਿਆ ਗਿਆ, ਨਾ ਕਿ ਕਿਉਂਕਿ ਦਰਖਾਸਤਕਰਤਾ ਯੋਗ ਨਹੀਂ ਹੈ। ਅਸੀਂ ਖਾਰਜ ਕੀਤੀਆਂ ਅਰਜ਼ੀਆਂ ਬਿਨਾਂ ਕਿਸੇ ਵਾਧੂ ਖ਼ਰਚ ਦੇ ਸਮੀਖਿਆ ਕਰਦੇ ਹਾਂ, ਗਲਤੀਆਂ ਪਛਾਣਦੇ ਹਾਂ, ਅਤੇ ਤੁਹਾਡੀ ਮੁੜ ਦਰਖਾਸਤ ਜਾਂ ਆਧਾਰਿਤ ਵਿਰੋਧ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦੇ ਹਾਂ।

If your application is denied, we review the CRA response to understand the reason. Most denials are due to how the T2201 was completed, not the applicant's eligibility. We can prepare a Request for Redetermination or a formal appeal at no additional cost. Our denial recovery process includes re-coordinating with your medical practitioner and strengthening the functional-impact language.

If approved, you may be eligible for retroactive tax adjustments going back up to 10 years, depending on when your condition began and when it was certified by a medical practitioner. This can result in significant refunds. We coordinate the retroactive adjustment process with CRA as part of our standard service.

No. Our service is fully remote. We handle all coordination with your medical practitioner and CRA on your behalf. You will need to provide initial information through our eligibility assessment and sign authorization forms, but you do not need to visit our office or attend any in-person appointments.

The DTC itself is a non-refundable tax credit — it reduces the amount of income tax you owe. It does not affect most government benefits. In fact, DTC approval can unlock additional benefits such as the RDSP, Child Disability Benefit, and provincial programs. However, specific interactions with provincial disability programs vary by province, and we recommend consulting with your provincial benefits office if you have concerns.

The T2201 (Disability Tax Credit Certificate) is the official CRA form required to apply for the DTC. Part A is completed by the applicant (or their legal representative), and Part B must be completed and signed by a qualified medical practitioner who can certify the nature and extent of the impairment. At My Benefits Canada, we coordinate directly with your medical practitioner to ensure Part B uses precise, CRA-aligned functional impact language.

Yes. As of 2024, CRA accepts digital T2201 submissions through certified medical practitioners who use CRA's online portal. Your medical practitioner can submit Part B electronically, and you can submit Part A through My Account on the CRA website. My Benefits Canada manages the entire submission process on your behalf, whether digital or paper-based.

ਸਾਡੀ ਫੀਸ ਸਿਰਫ ਪਿਛਾਖੜੀ ਰਿਫੰਡਾਂ ਦਾ 25% ਹੈ। ਕੋਈ ਅਗਾਊਂ ਲਾਗਤ ਨਹੀਂ, ਕੋਈ ਲੁਕਵੇਂ ਖਰਚੇ ਨਹੀਂ, ਅਤੇ ਜਦੋਂ ਤੱਕ ਤੁਹਾਡੀ ਅਰਜ਼ੀ ਮਨਜ਼ੂਰ ਨਹੀਂ ਹੋ ਜਾਂਦੀ ਅਤੇ ਤੁਹਾਨੂੰ ਪਿਛਾਖੜੀ ਰਿਫੰਡ ਪ੍ਰਾਪਤ ਨਹੀਂ ਹੁੰਦਾ, ਉਦੋਂ ਤੱਕ ਕੋਈ ਫੀਸ ਨਹੀਂ। ਸਾਡੀ ਫੀਸ ਬਣਤਰ ਡਿਸਏਬਿਲਟੀ ਟੈਕਸ ਕ੍ਰੈਡਿਟ ਪ੍ਰਮੋਟਰਜ਼ ਰਿਸਟ੍ਰਿਕਸ਼ਨਜ਼ ਐਕਟ (DTCPRA) ਦੀ ਪਾਲਣਾ ਕਰਦੀ ਹੈ।

ਜੇ ਤੁਹਾਡੀ ਅਰਜ਼ੀ ਮਨਜ਼ੂਰ ਨਹੀਂ ਹੁੰਦੀ, ਤੁਸੀਂ ਕੁਝ ਨਹੀਂ ਦੇਣਾ। ਸਾਡੀ ਫੀਸ ਸਿਰਫ਼ ਮਨਜ਼ੂਰੀ ਤੋਂ ਬਾਅਦ ਲਈ ਜਾਂਦੀ ਹੈ।

ਨਹੀਂ। ਯੋਗਤਾ ਮੁਲਾਂਕਣ ਮੁਫ਼ਤ ਹੈ, ਅਤੇ ਅਸੀਂ ਮਨਜ਼ੂਰੀ ਅਤੇ ਰਿਫੰਡ ਮਿਲਣ ਤੱਕ ਕੋਈ ਫੀਸ ਨਹੀਂ ਲੈਂਦੇ।

ਹਾਂ। ਸਾਡੀ ਫੀਸ ਢਾਂਚਾ DTCPRA ਦੇ ਪੂਰੀ ਤਰ੍ਹਾਂ ਅਨੁਕੂਲ ਹੈ। ਅਸੀਂ ਕੰਮ ਸ਼ੁਰੂ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਲਿਖਤੀ ਸਮਝੌਤਾ ਦਿੰਦੇ ਹਾਂ।

ਨਹੀਂ। ਸਾਡੀ ਫੀਸ ਸਿਰਫ ਪਿਛਲੇ ਰਿਫੰਡਾਂ ਦੇ 25% ਹੈ। ਕੋਈ ਅਗਲੇ ਖਰਚੇ ਨਹੀਂ, ਕੋਈ ਮਹੀਨਾਵਾਰ ਫੀਸ ਨਹੀਂ, ਕੋਈ ਸਲਾਹ-ਮਸ਼ਵਰੇ ਦੀ ਫੀਸ ਨਹੀਂ, ਅਤੇ ਰੱਦ ਕੀਤੀਆਂ ਅਰਜ਼ੀਆਂ ਲਈ ਕੋਈ ਚਾਰਜ ਨਹੀਂ। ਇਹ ਫੀਸ ਸਟ੍ਰਕਚਰ ਕੰਮ ਸ਼ੁਰੂ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਲਿਖਤੀ ਰੂਪ ਵਿੱਚ ਖੁਲਾਸਾ ਕੀਤਾ ਜਾਂਦਾ ਹੈ, ਜੋ ਕਿ ਅਪਾਹਜਤਾ ਟੈਕਸ ਕ੍ਰੈਡਿਟ ਪ੍ਰਮੋਟਰ ਰਿਸਟ੍ਰਿਕਸ਼ਨ ਐਕਟ ਦੇ ਪੂਰੇ ਅਨੁਸਾਰ ਹੈ।

No. Processing times vary depending on CRA workload and your medical practitioner's availability. Regardless of how long the process takes, our fee remains the same: 25% of retroactive refunds, collected only after approval. There are no time-based charges or rush fees.

The Registered Disability Savings Plan (RDSP) is a long-term savings plan for Canadians with disabilities. DTC approval is a prerequisite for opening an RDSP. Once you are DTC-eligible, you can receive Canada Disability Savings Grants (up to $3,500/year) and Canada Disability Savings Bonds (up to $1,000/year) from the federal government, depending on your income.

We do not open or manage RDSP accounts directly. However, once your DTC is approved, we provide guidance on RDSP eligibility and can refer you to qualified financial institutions that offer RDSP accounts. Our role is to ensure you have the DTC approval needed to access the RDSP.

You can open an RDSP at any time while you are DTC-eligible and under the age of 60. However, government grants and bonds are available until the end of the year you turn 49, so earlier is generally better. Retroactive grants may also be available for up to 10 years.

Yes. If a child under 18 is approved for the DTC, the family may also qualify for the Child Disability Benefit (CDB), which provides a tax-free monthly payment of up to $3,322 per year (2024 amount). We coordinate both the DTC and CDB applications as part of our service.

Yes, anxiety and depression can qualify for the DTC if they cause a marked restriction in mental functions of everyday life. CRA does not assess based on diagnosis alone — they evaluate whether your condition significantly limits your ability to perform activities such as personal care, decision-making, social interactions, or managing daily tasks, even with treatment. Visit our depression and the DTC page for a detailed guide.

Yes, PTSD can qualify for the DTC if it causes a marked restriction in mental functions of everyday life. CRA evaluates the functional impact — such as difficulty with memory, adaptive functioning, problem solving, or managing personal care — rather than the diagnosis itself. Many individuals with PTSD experience restrictions that meet CRA's criteria, particularly when symptoms persist despite treatment.

Yes, autism spectrum disorder (ASD) frequently qualifies for the DTC. CRA assesses whether ASD causes a marked restriction in mental functions of everyday life — including adaptive functioning, social interactions, and the ability to manage personal care independently. Children with ASD may also qualify their families for the Child Disability Benefit. See our autism and developmental conditions page for more information.

Yes, bipolar disorder can qualify for the DTC if it causes a marked restriction in mental functions of everyday life. CRA evaluates the functional impact of manic and depressive episodes on your ability to perform basic activities — such as goal setting, judgment, adaptive functioning, and managing personal care — even with medication and therapy.

Yes, chronic pain conditions including fibromyalgia can qualify for the DTC if they cause a marked restriction in walking, dressing, feeding, or other basic activities of daily living. CRA assesses the functional impact — how much longer it takes you to perform these activities compared to someone without the impairment, or whether you are unable to perform them at all, even with medication.

Yes, multiple sclerosis frequently qualifies for the DTC. Depending on the severity and progression, MS can cause marked restrictions in walking, dressing, feeding, or mental functions of everyday life. CRA evaluates the functional limitations caused by MS, not the diagnosis itself. Many individuals with MS qualify under multiple categories of basic activities of daily living.

Yes. Significant vision loss (even with corrective lenses) or hearing loss (even with hearing aids) can qualify for the DTC under the seeing or hearing categories. CRA uses specific clinical thresholds — for vision, a visual acuity of 20/200 or less in the better eye, or a visual field of 20 degrees or less. For hearing, the impairment must be severe enough to markedly restrict your ability to hear in everyday situations.

The most common reason for DTC denial is insufficient functional impact language on the T2201 form. Many medical practitioners describe the diagnosis accurately but fail to describe the functional limitations in CRA's required terms — such as how long activities take, what the person cannot do independently, or how often restrictions occur. Other reasons include incomplete forms, missing signatures, or the medical practitioner not being a qualified certifier for the specific category of impairment.

If your DTC application is denied, you have 90 days from the date of the Notice of Determination to file a Notice of Objection with CRA. This triggers a review by the CRA Appeals Division — an independent review separate from the original assessment. You can also submit additional medical evidence to support your objection. My Benefits Canada reviews denied applications at no additional cost and can manage the objection process on your behalf.

Yes. You can file a Notice of Objection within 90 days of denial, or you can submit a new application at any time with updated medical evidence. Many denials result from how the T2201 was completed, not from ineligibility. A reapplication with properly documented functional limitations — using CRA-aligned language — often succeeds where the original application did not.

No. There is no additional cost to have your denied application reviewed by My Benefits Canada. If we take on your case, our standard contingency fee (25% of retroactive refunds) applies only if the application is ultimately approved. If it is not approved, you owe nothing.

The CRA Appeals Division typically takes 6 to 12 months to process a Notice of Objection for DTC applications, though timelines can vary. During this period, CRA may request additional medical documentation or contact your medical practitioner directly. My Benefits Canada monitors the objection process and responds to CRA requests on your behalf.

You can claim the DTC retroactively for up to 10 previous tax years, provided your medical practitioner certifies that your impairment existed during those years. CRA will adjust your tax returns for each eligible year, potentially resulting in a lump-sum refund of federal and provincial tax credits that were not previously claimed. The average retroactive refund ranges from $5,000 to $20,000 depending on your tax situation and the number of eligible years.

Retroactive DTC refunds are calculated by applying the federal and provincial DTC credit amounts to each eligible tax year. The federal DTC base amount for 2025 is approximately $9,428, which translates to a non-refundable tax credit of about $1,414 per year. Provincial amounts vary by province. The total refund depends on how many years you are approved for, your province of residence, and whether you had sufficient tax payable in each year to benefit from the credit.

At My Benefits Canada, retroactive tax adjustments are handled by a Chartered Professional Accountant (CPA) on our team. Once your DTC application is approved, we file T1 adjustment requests with CRA for each eligible tax year — up to 10 years back. You do not need to refile your tax returns yourself. The CPA ensures all eligible credits are claimed, including any provincial supplements.

Yes. If your DTC is approved retroactively, CRA will issue a lump-sum refund for all eligible prior tax years. This refund is typically deposited directly into your bank account if you have direct deposit set up with CRA, or mailed as a cheque. The refund represents the tax credits you were entitled to but did not claim in previous years.

The DTC is a non-refundable tax credit, which means it can only reduce your tax payable to zero — it cannot generate a refund on its own for years where you had no tax owing. However, if a supporting family member claimed you as a dependant, they may be able to transfer the unused portion of your DTC to their return. Additionally, DTC approval may unlock other refundable benefits like the Child Disability Benefit or the Canada Disability Benefit.

Yes. In addition to the federal DTC, each province and territory offers its own provincial disability tax credit with varying amounts. For example, Ontario's provincial DTC supplement is approximately $9,586 (2025), while Alberta's is approximately $16,635. The combined federal and provincial credit can significantly increase your total benefit. My Benefits Canada's Benefit Estimator calculates your estimated refund based on your specific province.

Yes. Several provinces offer additional disability support programs beyond the DTC. Ontario has the Ontario Disability Support Program (ODSP), British Columbia has the Persons with Disabilities designation under BC Employment and Assistance, and Quebec has the Solidarity Tax Credit supplement for persons with disabilities. DTC approval is often a prerequisite for these provincial programs. Contact us to learn which programs apply in your province.

Quebec administers its own provincial tax system through Revenu Québec, but the federal DTC application process through CRA is the same for all provinces. Once your federal DTC is approved, Quebec residents can also claim the provincial disability amount on their Revenu Québec tax return. My Benefits Canada handles both the federal CRA submission and coordinates the Quebec provincial claim.

The Canada Disability Benefit (CDB) is a new federal income supplement for working-age Canadians with disabilities. It provides up to $200 per month to eligible individuals who hold a valid Disability Tax Credit certificate and meet income thresholds. The CDB began payments in July 2025 and is administered by the CRA. DTC approval is a prerequisite — you must have a valid DTC certificate to receive the CDB.

Yes. A valid Disability Tax Credit (DTC) certificate is a mandatory prerequisite for the Canada Disability Benefit. You must be approved for the DTC before you can receive CDB payments. If you do not currently have DTC approval, applying for the DTC is the first step. My Benefits Canada can help you apply for the DTC, which will also establish your eligibility for the CDB.

The Canada Disability Benefit provides up to $200 per month ($2,400 per year) to eligible individuals. The actual amount depends on your income — the benefit is reduced as income increases above certain thresholds. The CDB is designed to supplement existing disability benefits, not replace them. It does not affect your DTC, RDSP, or most provincial disability programs.

ਹਾਂ। CDB ਜੂਨ 2025 ਤੋਂ 24 ਮਹੀਨਿਆਂ ਤੱਕ ਦੇ ਪਿਛਲੇ ਭੁਗਤਾਨ ਦੀ ਆਗਿਆ ਦਿੰਦਾ ਹੈ।

CDB ਨੂੰ ਜ਼ਿਆਦਾਤਰ ਹੋਰ ਫੈਡਰਲ ਅਤੇ ਸੂਬਾਈ ਲਾਭਾਂ ਨੂੰ ਘੱਟ ਨਾ ਕਰਨ ਲਈ ਤਿਆਰ ਕੀਤਾ ਗਿਆ ਸੀ।

ਜਦੋਂ ਅਸੀਂ ਤੁਹਾਨੂੰ DTC ਮਨਜ਼ੂਰੀ ਪ੍ਰਾਪਤ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦੇ ਹਾਂ, ਤੁਸੀਂ ਆਪਣੇ ਆਪ CDB ਲਈ ਯੋਗ ਹੋ ਜਾਂਦੇ ਹੋ।