Skip to main content
Eligibility

Who Qualifies for the Disability Tax Credit?

The DTC is based on functional impact — not diagnosis alone. If your condition markedly restricts your ability to perform basic activities of daily living, you may qualify.

CRA's Eligibility Criteria

CRA evaluates DTC eligibility based on whether a condition causes a marked restriction in one or more of these basic activities of daily living:

Walking

Significant difficulty walking, even with appropriate aids such as a cane, wheelchair, or prosthesis.

Dressing

Unable to dress yourself without assistance, or it takes an inordinate amount of time.

Feeding

Unable to feed yourself without assistance, or it takes an inordinate amount of time.

Mental Functions

Significant limitations in adaptive functioning — memory, problem-solving, goal-setting, or judgment — that affect daily life.

Hearing

Significant hearing loss that restricts your ability to hear in everyday situations, even with hearing aids.

Speaking

Significant difficulty speaking so as to be understood by others in a quiet setting.

Vision

Significant vision loss that restricts your ability to perform daily tasks, even with corrective lenses.

Eliminating

Significant difficulty with bowel or bladder functions that requires daily management or assistance.

Life-Sustaining Therapy

Therapy needed to support a vital function — such as insulin therapy, dialysis, or chest physiotherapy — at least three times per week.

Cumulative Effects

Two or more conditions that, taken together, significantly restrict your ability to perform daily activities — even if neither condition alone would qualify.

CRA defines a "marked restriction" as being unable to perform the activity, or taking three times longer than someone of similar age without the impairment — all or substantially all of the time (at least 90%), for a continuous period of at least 12 months.

You do not need to have a specific diagnosis to qualify. CRA's assessment is based on how your condition affects your daily functioning, not on the diagnosis itself. CRA makes the final eligibility determination.

Conditions by Category

Select a category to learn more about specific qualifying conditions, what CRA looks for, and how we can help.

DTC for Mental Health & ADHD

Depression, Anxiety, ADHD, Bipolar Disorder, PTSD & More

Major depressive disorder that significantly impairs concentration, memory, and daily functioningADHD (in children or adults) that markedly restricts the ability to manage daily tasks, schoolwork, or employmentGeneralized anxiety disorder that prevents normal social functioning and daily activitiesBipolar disorder with episodes that significantly disrupt daily life management
Learn more

DTC for Autism & Developmental Conditions

Autism Spectrum Disorder, Developmental Delays, Learning Disabilities

Autism spectrum disorder requiring ongoing support for communication and social interactionDevelopmental delays significantly impacting learning, self-care, or daily functioningDown syndrome affecting cognitive and adaptive functioningFetal alcohol spectrum disorder impacting behavior, learning, and daily activities
Learn more

DTC for Diabetes & Life-Sustaining Therapy

Type 1 Diabetes, Insulin-Dependent Type 2, Dialysis & More

Type 1 diabetes requiring insulin therapy, blood glucose monitoring, and dietary managementInsulin-dependent Type 2 diabetes with intensive management requirementsKidney disease requiring regular dialysis treatmentsCystic fibrosis requiring daily respiratory therapy and medication management
Learn more

DTC for Mobility & Neurological Conditions

Chronic Pain, MS, Parkinson's, Stroke, Spinal Cord Injuries

Multiple sclerosis affecting mobility, balance, and daily functioningParkinson's disease impacting movement, coordination, and daily activitiesStroke after-effects causing mobility restrictions or cognitive impairmentSpinal cord injuries limiting walking and daily living activities
Learn more

DTC for Vision & Hearing Conditions

Vision Loss, Blindness, Hearing Loss, Deafness

Legal blindness or severe vision impairmentMacular degeneration significantly affecting daily visionGlaucoma causing substantial visual field lossProfound hearing loss or deafness from birth or acquired
Learn more

DTC for Cumulative Effects

When Multiple Conditions Together Qualify

Arthritis combined with depression, together restricting mobility and daily functioningDiabetes combined with neuropathy, creating significant daily management challengesChronic pain combined with anxiety, together markedly restricting daily activitiesMild cognitive impairment combined with mobility issues, together requiring significant assistance
Learn more

Not Sure If You Qualify?

Take our free eligibility assessment. It takes less than 2 minutes and there's no obligation.

Cookie Notice

We use cookies to improve your experience and analyze site traffic. By continuing to use this site, you consent to our use of cookies. Privacy Policy.